EGD PLC SBA Guidelines Old Annexure I Annexure J EGD Grade 10 Annex I Term 1 EGD Grade 11 Annex I Term 1 EGD Grade 12 Annex I Term 1 EGD Grade 10 Annex I Term 2 EGD Grade 11 Annex I Term 2 EGD Grade 12 Annex I Term 2 EGD Grade 12 Annex I Term 3